What happens after you hit send
Your answers land with Mike, and our team calls you back shortly. There is no credit pull at this stage, so nothing here touches your score before you decide to move. If you are on PCS orders to Fort Carson or the Air Force Academy, tell us the report date in the notes box and we build the timeline backward from it.
The first real step is your Certificate of Eligibility. We can pull the COE through the VA's LGY Hub in 24 to 48 hours for most Colorado Veterans, well before you write an offer in Fountain, Monument, or east Colorado Springs. Active-duty members add BAH to qualifying income, so a Buckley SFB E-5 with dependents brings $2,841 a month and a Fort Carson E-5 brings $2,358 into the file.
How fast can a Colorado VA loan close?
A standard Colorado purchase closes in about 30 days once you are under contract, and a clean active-duty file can move in as little as 18 days when a PCS clock demands it. The VA appraisal in the Colorado Springs and Denver markets usually clears inside 7 to 14 days. Front Range hail is the one item worth pre-checking, since a roof near the end of its life is the flag most likely to slow a Colorado VA appraisal.
What to have ready
Bring your DD-214 (or an active-duty LES), two years of tax returns, and two months of pay stubs, and we can move fast. If you draw VA disability compensation, mention it: the funding fee is waived, and a 100% permanent-and-total rating also opens Colorado's property tax exemption on 50% of the first $200,000 of home value. Full entitlement means no down payment and no county cap, even against Colorado's $832,750 baseline in Boulder or Eagle County.