Colorado VA Loan Resources Hub
Every free tool, guide, and resource Mike publishes — all in one place.
Program figures verified July 2026 — details change; confirm your scenario with us.
Downloadable PDFs
- The CO first-time VA buyer guide — 30+ page comprehensive guide to using VA financing in Colorado. Covers eligibility, calculations, CO-specific advantages (the disabled-Veteran exemption, Down Payment Assistance (DPA)), summer PCS tactics, VA appraisal, refinancing, and pitfalls.
- CO Veteran discounts & benefits guide — quarterly-updated 20-page guide to CO + federal Veteran benefits, discounts, and tax breaks. Updated quarterly.
Calculators (8 total)
- BAH → Purchase Price — base + rank → max CO home price with CO summer utility reality
- Funding Fee Calculator — first use vs subsequent + disability waiver
- PITI Payment Calculator — full monthly with CO county property tax + insurance + HOA
- Max $0-Down Purchase Calculator — income → max VA home price at 41% DTI guideline
- Disabled Veteran Tax Savings Calculator — disabled Veteran property tax exemption $ savings
- IRRRL Recoupment Calculator — 36-month VA rule pass/fail
- Disability Gross-Up Calculator — 25% boost to qualifying income
- Residual Income Calculator — VA's West region 2026 thresholds
- All calculators in one place
Core CO VA loan guides
- Home — site index + base routing
- Eligibility — COE, service requirements, entitlement
- 2026 CO Loan Limits — every CO county + jumbo
- Disabled Veteran Property Tax — 2026 expansion deep dive
- Funding Fee + Waiver — 10%+ disability waiver
- IRRRL Streamline Refi
- First-Time VA Buyer
- Assumable VA Loans
CO-specialist content (zero-national-coverage)
- CO DPA + VA pairing — how CHFA assistance pairs with a VA loan
- VA Construction Loans in CO — single-close vs two-close + CO builder list
- Retiring Veteran guide — occupancy + tax residency transition
- Tribal Lands + NADL — the Southern Ute and Ute Mountain Ute tribes + Native American Direct Loan
- Master-planned community VA approval — Sterling Ranch, Anthem Ranch, and similar Colorado communities
- Wildfire + hail insurance reality — Front Range foothills + Hail Alley
- Colorado Springs vs Denver-Aurora vs Northern Colorado — CO metro comparison
- First-time VA buyer guide — June-August buyer competition tactics
- CO Retiring Veteran Guide — top-3 US retirement state for Veterans
- VA Loan Glossary — 75+ CO-relevant terms
Comparison pages
Base hubs (deep PCS guides)
- Fort Carson — 4th Infantry Division, Colorado Springs / El Paso County
- Peterson SFB — Space Force, NORAD/NORTHCOM, Colorado Springs
- Buckley SFB — Space Delta 4 missile warning, Aurora
- U.S. Air Force Academy — Air Force, north Colorado Springs
City guides
- Denver · Colorado Springs · Aurora · Pueblo · Fort Carson area · Fountain · Castle Rock
Veteran discounts
- Statewide CO Veteran discounts — state programs + federal benefits + national chains
- Colorado Veteran discounts
- VA eligibility guide
- Colorado Veteran discounts & benefits
Free services
- CO VA Credit Tune-Up — free credit coaching for Veterans planning to buy in 6-12 months
- 60-Second Eligibility Check — 3-step intake, no credit pull
Connect with Mike
- About Mike — credentials, NMLS, philosophy
- Contact — phone, email, contact form
- For Real Estate Agents — Realtor referral playbook
External resources worth knowing
- NMLS Consumer Access — verify Mike's license + Cornerstone's license
- VA Home Loan Benefits (VA.gov) — official VA loan documentation
- CO Department of Veterans' Services — state Veteran programs
- CHFA Down Payment Assistance — Colorado Housing and Finance Authority
- CHFA loan programs — FirstStep, FirstStep Plus, FirstGeneration