Colorado VA Loan Resources Hub
Every free tool, guide, and resource Mike publishes, all in one place.
Program figures verified July 2026. Details change; confirm your scenario with us.
Downloadable PDFs
- The VA Loan Playbook: our guide to using the VA home loan benefit, start to finish. Eligibility and the Certificate of Eligibility, how entitlement decides whether a loan limit applies to you, the current funding fee figures and who is exempt, what the VA appraiser checks, buying around a move, refinancing later, and the pitfalls that cost Veterans money. Federal rules, so it reads the same wherever you buy.
- The CO first-time VA buyer guide: 30+ page guide to using VA financing in Colorado. Covers eligibility, calculations, CO-specific advantages (the disabled-Veteran exemption, Down Payment Assistance (DPA)), summer PCS tactics, VA appraisal, refinancing, and pitfalls.
- CO Veteran discounts & benefits guide: quarterly-updated 20-page guide to CO + federal Veteran benefits, discounts, and tax breaks. Updated quarterly.
Calculators (8 total)
- BAH → Purchase Price: base + rank → max CO home price with CO summer utility reality
- Funding Fee Calculator: first use vs subsequent + disability waiver
- PITI Payment Calculator: full monthly with CO county property tax + insurance + HOA
- Max $0-Down Purchase Calculator: income → max VA home price at 41% DTI guideline
- Disabled Veteran Tax Savings Calculator: disabled Veteran property tax exemption $ savings
- IRRRL Recoupment Calculator: 36-month VA rule pass/fail
- Disability Gross-Up Calculator: 25% boost to qualifying income
- Residual Income Calculator: VA's West region 2026 thresholds
- All calculators in one place
Core CO VA loan guides
- Home: site index + base routing
- Eligibility: COE, service requirements, entitlement
- 2026 CO Loan Limits: every CO county + jumbo
- Disabled Veteran Property Tax: 2026 expansion in-depth look
- Funding Fee + Waiver: 10%+ disability waiver
- IRRRL Simplify Refi
- First-Time VA Buyer
- Assumable VA Loans
CO-specialist content (zero-national-coverage)
- CO DPA + VA pairing: how CHFA assistance pairs with a VA loan
- VA Construction Loans in CO: single-close vs two-close + CO builder list
- Retiring Veteran guide: occupancy + tax residency transition
- Tribal Lands + NADL: the Southern Ute and Ute Mountain Ute tribes + Native American Direct Loan
- Master-planned community VA approval: Sterling Ranch, Anthem Ranch, and similar Colorado communities
- Wildfire + hail insurance reality: Front Range foothills + Hail Alley
- Colorado Springs vs Denver-Aurora vs Northern Colorado: CO metro comparison
- First-time VA buyer guide: June-August buyer competition tactics
- CO Retiring Veteran Guide: top-3 US retirement state for Veterans
- VA Loan Glossary: 75+ CO-relevant terms
Comparison pages
Base hubs (deep PCS guides)
- Fort Carson: 4th Infantry Division, Colorado Springs / El Paso County
- Peterson SFB: Space Force, NORAD/NORTHCOM, Colorado Springs
- Buckley SFB: Space Delta 4 missile warning, Aurora
- U.S. Air Force Academy: Air Force, north Colorado Springs
City guides
- Denver · Colorado Springs · Aurora · Pueblo · Fort Carson area · Fountain · Castle Rock
Veteran discounts
- Statewide CO Veteran discounts: state programs + federal benefits + national chains
- Colorado Veteran discounts
- VA eligibility guide
- Colorado Veteran discounts & benefits
Free services
- CO VA Credit Tune-Up: free credit coaching for Veterans planning to buy in 6-12 months
- 60-Second Eligibility Check: 3-step intake, no credit pull
Connect with Mike
- About Mike: credentials, NMLS, philosophy
- Contact: phone, email, contact form
- For Real Estate Agents: Realtor referral playbook
External resources worth knowing
- NMLS Consumer Access: verify Mike's license + Cornerstone's license
- VA Home Loan Benefits (VA.gov): official VA loan documentation
- CO Department of Veterans' Services: state Veteran programs
- CHFA Down Payment Assistance: Colorado Housing and Finance Authority
- CHFA loan programs: FirstStep, FirstStep Plus, FirstGeneration